Condominium Insurance Protection

ANPAC® condominium owner’s policy combines the protection of a renter’s policy with the advantages of a homeowner’s policy.

Some of its unique features include:

  • Personal property covered on replacement cost basis (no deduction for depreciation).
  • $2,500 coverage for direct physical loss of jewelry, watches, furs and precous semi-precious stones, subject to maximum of $1,000 per article.**
  • The greater of $5,000 or 2% of Coverage C for computer hardware and software, whether used for personal or business reasons, except as limited under Property Not Covered.**
  • $1,000 for coverage for computer software.**
  • $1,000 for accidental death to you or resident relative under age 21.
  • $2,500 for business property on premises and $1,000 off premises.***
  • $2,500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware and pewterware.**
  • $3,000 for loss by theft of guns.**
  • $2,000 coverage for watercraft, including trailers, furnishings and outboard motors.
  • $1,500 coverage for trailers not associated with watercraft.

Your policy will also pay up to $2,500 for the legal obligation of an insured due to the theft or unauthorized use of credit cards, or loss to an insured caused by forgery or alteration of any check or negotiable document.

ANPAC®’s policy protects you against many perils including:

  • Fire/Lightning
  • Aircraft
  • Vandalism
  • Smoke from Hostile Fire
  • Windstorm/Hail
  • Riot/Civil Commotion
  • Glass Breakage
  • Water Discharge/Overflow
  • Explosion
  • Vehicles

ANPAC®’s protection package also includes:

  • Medical payments to others up to $1,000
  • Physical damage to property of others up to $1,000
  • Personal liability protection anywhere in the world
  • Legal defense
  • Loss of use ANPAC® can make your condominium a secure home.

*Up to 10% of the personal property coverage limit.

**This amount or up to 2% of personal property coverage limit, whichever is greater.

***This amount or 1% of personal property coverage limit, whichever is greater.
   
 
   
 

Representing

american national family of companies

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.